Bernie Heyne's Real Estate Blog

I’m finding it more difficult to find single story homes for my buyer’s. When they do come on the market they get sold right away…even the Short Sale homes.

Come join us at the 1st Annual Business Expo at the Ripon Cummunity Center located at 344 West 4th Street, Ripon, CA. on April 14th from 3 PM to 7 PM.  The admission is free and you will have a chance to win…prizes and giveaways!  REALTY WORLD – Hometown Associates will have a booth and will be available to answer questions regarding the housing market, to discuss options with homeowners having trouble making their mortgage payments and show how our company can effectively market your property on over 550 portals around the world!  We look forward to seeing you there!!

I’m thrilled to be relocating REALTY WORLD – Hometown Associates to Ripon, California.  Ripon is such a nice small city located in the Central Valley of California between Modesto and Manteca.  The office will open by mid-April in the Save Mart shopping center on the east side of Hwy 99 and the Jack Tone off ramp.

Our agents will be contacting as many homeowners in the greater Ripon market to show what REALTY WORLD – Hometown Associates can do to advise and help direct in your decision to buy, sell or invest!  Thank you for welcoming us to your community!!

Effective January 1, 2011 the new law sets forth the protection that homeowners have regarding the sale of residential property (1 to 4 units)…meaning a single home to a four-plex, wherein the property is being sold for less than the outstanding loan amount.  I would be happy to email you a copy of SB 931.  I would recommend that you contact your financial advisor (CPA/Attorney) for professional and qualified advice!  I would also be happy to meet with you to discuss your options after a review of your financial situation!  I welcome your input!!

I remember when I first entered the real estate business back in 1972, we worked directly with our local bankers for home loans!  The bank would take the loan applications, run the credit, order the appraisal, draw the loan documents, explain the loan terms and conditions to the buyer and then fund the loan into escrow.  The bank actually retained servicing of the loan…meaning the bank would collect payments and issue statements to keep the homeowner informed about the loan status.  It was so simple and yet very effective and manageable.  We trusted our local bamkers that lived in the community, atttended school functions, worshipped and grew old in their years!  A far cry from where we are today!!!

Give me your thoughts and comments!!